What is a Life Plan Community?

The Promise of Peace of Mind

The Value of a Life Plan Community

DISCOVER WHY A LIFE PLAN COMMUNITY IS WHERE YOU SHOULD BE

Clark is a Life Plan Community (formerly called a Continuing Care Retirement Community or CCRC), which is an age-restricted, retirement community where services and amenities, an active lifestyle, predictable monthly costs and the promise of lifetime housing come together to write the next great chapter of your life.

Amenities at Keller Lake Apartment Homes

SIMPLY PUT...

Life Plan Communities are retirement communities with an important added benefit: a continuum of care, which ensures that you can “age in place,” having planned ahead in terms of access to additional services and the cost of long-term care. Think of it as peace of mind if your health care needs change somewhere along the way.

HOW IT WORKS FINANCIALLY

When you choose a Life Plan Community like Clark, you pay an entrance fee which you, your estate, and/or your family can gain back a percentage of depending on the circumstances. You also pay a monthly fee, which will vary depending upon the home you choose, to cover daily living expenses and services.

An agreement between you and a Life Plan Community assures you that you will have a residence and access to multiple levels of care like assisted living, memory care, and skilled nursing, if you ever need it down the road.

FINANCIAL SECURITY & PEACE OF MIND

While we may not know exactly what the future holds, wouldn’t it be comforting to know in the years ahead

  • You have a plan in place, no matter what happens?

  • Your family and friends will not be burdened if you experience unexpected health or financial issues?

  • If health issues do arise, you’ve already made plans to receive quality care within a community you’re part of?

  • You don’t have to worry about changes in living expenses and health care?

THE CLARK PROMISE

As a Clark resident, we promise that you will always have a home in our community, even if your financial resources are depleted through longevity or illness. With this promise in hand, you can begin your next chapter with peace of mind knowing Clark will be your home regardless of what circumstances may arise.

Levels of Care Available

A Life Plan Community (formerly known as a CCRC) typically includes independent living, assisted living, memory care, and skilled nursing care. The agreement you enter into with a Life Plan Community addresses the costs of various levels of care for life, providing lifetime protection for a predictable cost.

IS A LIFE PLAN COMMUNITY RIGHT FOR ME?

Here are some questions to ask while researching a Life Plan Community:

  • What services are included in the monthly service fee?
  • How much are the monthly fees adjusted if more services or care are required?
  • What is the Life Plan Community’s history of monthly fee increases?
  • What happens if the fee increase is greater than the ability to pay?
  • Is the entrance fee refundable and if so, how much and when?
  • Who manages or owns the Life Plan Community and what’s their experience and reputation?
  • Is there a resident handbook outlining policies?
  • Is there a residents’ association and how does it function?

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